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When it comes to choosing antivirus, we think the security of your PC, mobile and other online devices is just to important to be messing around with inferior products. Luckily the world's best software currently has a juicy discount to take advantage of. Sign up for Bitdefender Total Security now and you stand to save up to an almost ridiculous 60% off the standard price. That's a huge discount on complete online security for up to five Windows, macOS, iOS and Android devices. And what makes Bitdefender so good? Obviously its basic virus protection is absolutely watertight - that's a given - but it's all the extras that really make it stand out from the crowd. Features like clean-up and maintenance tools, included Time Machine and even a VPN, for example. Not to mention just how easy it is to install and operate and how strong its mobile apps are. You can learn much more about Bitdefender Total Security by scrolling down or, if you just want to know how to get this antivirus deal, simply click on the relevant link to you below... There's a multitude of reasons why we rank Bitdefender Total Security as the world's best antivirus, all of equal importance to the user. Not only does it cover all your antivirus needs and deflects all possible threats coming your way - it also is extremely user-friendly and straightforward. Below we have listed our top five reasons for why we consider this antivirus software to be the best: Protects all systems: If you’re worrying that it won’t be able to defend your device, Bitdefender’s Total Security 2020 covers Android, Mac and iOS systems. Security: In our rigorous tests, we found that Bitdefender was one of the most impressive services out there for pure blocking of malicious software. So it will give you peace of mind once installed. Anonymity: All of its antivirus software seeks to ensure you remain anonymous online, also offering file encryption, firewall and anti-spam perks. Affordable: Despite its lofty position in our best antivirus countdown, Bitdefender still has extremely competitive prices in comparison to other antivirus software. No compromise necessary: Bitdefender says that all of its antivirus software preserves your battery and the speed of your devices, so they keep running smoothly. We found that it doesn’t significantly interfere with your system’s speed or battery life, unlike other antivirus software. Want even more security? Then head to our best VPN guide Sort your internet with today's best broadband deals (UK only) Apple user? Then get yourself a dedicated Mac VPN

Life has its own share of risks and realities. The biggest risk in life is the risk of dying early, especially when one’s life goals are yet to be achieved. And then, there are other kinds of risks as well. One may fall sick to a dreaded disease or may meet with an accident. Keeping these risks uncovered may result in derailing of the life goals as the person may be away from work for several days or even weeks. Of late, we all have seen the impact of COVID-19 on our lives and are even experiencing it on daily basis. Literally, out of nowhere, the COVID-19 pandemic has emerged as a fatal disease, even resulting in the death of thousands of people. According to the Ministry of Health and Family Welfare, as on August 17, over 50,000 people have lost their lives due to COVID-19 in India alone! [1] An untimely death leaves the family stranded for financial support unless one has made provisions for it in the form of accumulated wealth or, in other cases, in the form of life insurance. However, if someone considers that buying some random life insurance cover alone is enough to keep oneself and one’s loved ones protected, then one needs to think again! Is your coverage enough? What one also needs to ensure is that the coverage is adequate enough to take care of the family in one’s absence. Most financial planners suggest keeping a life cover of at least ten times of one’s take-home income [2]. So, if the take-home income is, say, Rs 20 lakh, one needs a coverage of at least Rs 2 crore. The actual requirement will, however, depend on one’s age, financial responsibilities and liabilities, among others. The most apt solution is to correctly estimate the need and then buy a term insurance plan. A term insurance policy is a high-cover, low-cost insurance plan meant specifically for life protection. By paying a small premium in a term insurance plan, one can get a relatively higher sum assured in the policy. On death during the term of the policy, the sum assured is paid to the nominee, while on surviving the policy term, nothing gets paid to the policyholder on maturity. There are, however, certain Return of Premium plans in which the premium paid during the term of the policy is paid back to the policyholder on surviving the term of the policy. But, there are other risks as well. So, how does one increase one’s life insurance coverage and ensure that the risks are covered on all fronts? Riders – What they are and their role For increasing life insurance coverage and for complete 360 degree protection, there are insurance riders to opt for. A rider is basically an add-on to a life insurance policy. One can optionally add riders to the base term policy at a nominal cost in terms of premium and can considerably enhance the coverage. There are a few important life insurance riders such as Accidental Death Benefit Rider, Accidental Permanent Total or Partial Disability Benefit Rider, Critical Illness Rider, Waiver of Premium Rider, Family Income Benefit Rider, among others. 360 degree coverage Let’s see what risks they cover, and how they increase the overall coverage for the policyholder. Accidental Death Benefit Rider: Accidents are accidental and if an accident is fatal, one may even end up losing one’s life. While an insurance policy such as a term insurance plan provides death benefit both in case of a natural death or an accidental death, adding the Accidental Death Benefit (ADB) rider enhances the coverage in case the death happens due to an accident. If the Bajaj Allianz Accidental Death Benefit Rider, for instance, is attached to the base policy, in case of an accidental death, an additional sum assured is paid to the nominee. Accidental Permanent Total or Partial Disability Benefit Rider: At times, one may survive an accident but may become disabled and fail to carry normal day-to-day functions, including employment activities. In such a situation, if one has added the Bajaj Allianz Accidental Permanent Total/ Partial Disability Benefit Rider to the base policy, a lump sum amount is paid to the insured, depending on the terms and conditions as of the rider. Thus, the overall coverage gets enhanced for the policyholder. Critical Illness Rider: A life-threatening ailment could wipe out one’s life savings, thus affecting one’s life goals. The role of a Critical Illness (CI) Rider is to provide a lump sum amount in case the policyholder is diagnosed with any of the specified illnesses. So, even while the policyholder is alive yet undergoing treatment for a critical ailment, the CI rider such as the Bajaj Allianz Critical Illness Benefit Rider reduces the burden by providing financial support to the insured. Waiver of Premium Rider: One buys a life insurance policy to meet long-term goals such as children’s education. An untimely event earlier in life can put a person in a situation that he is unable to pay the premiums of the insurance policy, thereby putting the future financial goals in danger. A Waiver of Premium Rider comes to one’s rescue in such a situation. If one has the Waiver of Premium (WOP) Rider such as the Bajaj Allianz Waiver of Premium Benefit Rider, attached to the base policy, on the occurrence of pre-defined conditions, all the future premiums in the policy are waived off. The policy, however, continues until its original term with no change in the maturity benefits. The importance of WOP is more relevant while funding children needs through a life insurance policy as it ensures the child goals are met even in case of any exigency. Family Income Benefit Rider: On the occurrence of death, one’s family needs financial protection to maintain the same standard of living as before. However, in the event of disability arising out of an accident or critical illness, the earning capacity of the insured gets reduced considerably. Bajaj Allianz Family Income Benefit Rider provides a regular monthly income to the family in case of death, accident disability or on the occurrence of any of the specified critical illnesses as per the rider terms and conditions. Important to note is that the rider benefits are in addition to the term insurance benefits provided by the base plan thus enhancing the overall coverage for the policyholder. Conclusion The role of riders in a life insurance policy is to enhance the coverage so as to cover different risks arising in life. Leaving the risks unattended could make the purpose of having life insurance fall short of its objective. In that case, the very purpose of having a life insurance cover may go for a toss. Depending on the rider terms and conditions, one can add a rider to the life insurance policy at the time of buying a life insurance policy or even at a later date. If the COVID-19 episode is a wake-up call, then so be it. To remain under-insured or not getting all the risks covered could be a terrible insurance mistake no one will want to commit. As far as life goals are concerned, adding Bajaj Allianz Life Insurance Riders in your term Plans can be the step forward to ensure complete peace of mind and additional protection to secure you and your loved ones life goals.

TEHRAN: Iran agreed on Wednesday to allow the International Atomic Energy Agency (IAEA) the access of its inspectors to two of its alleged nuclear sites, as the head of the agency ended his first visit to the Islamic Republic. The announcement came only hours after Iran's arch foe the United States suffered a humiliating defeat when the United Nations blocked its controversial bid to reimpose international sanctions on the Islamic republic. The US move had threatened to torpedo a historic 2015 accord under which Iran had agreed to curb its nuclear programme in exchange for sanctions relief. The deal known formally as the Joint Comprehensive Plan of Action (JCPOA) has been hanging by a thread since US President Donald Trump's unilateral decision to withdraw from it in 2018. Iran has retaliated by gradually reducing its commitments to the JCPOA ever since. But it agreed on Wednesday to grant the International Atomic Energy Agency the access it has sought to two sites that were suspected of having hosted undeclared activity in the early 2000s. "Iran is voluntarily providing the IAEA with access to the two locations specified by the IAEA," the two sides said in a joint statement, adding they had agreed on dates for the access and the verification activities there. The announcement came at the end of IAEA director general Rafael Grossi's first visit to Iran since the Argentine took the post last year. On return to Vienna, where the IAEA is based, Grossi told reporters that inspectors would visit the sites "very, very soon". He said he could not reveal the exact dates. In their statement, the two sides said the agreement followed "intensive bilateral consultations" and that the IAEA had no further access requests. "Based on analysis of available information to the IAEA, the IAEA does not have further questions to Iran and further requests for access to locations," they said. "Both sides recognise the independence, impartiality and professionalism of the IAEA continue to be essential in the fulfilment of its verification activities," they added. 'Sworn enemies' The IAEA's board of governors had passed a resolution in late June put forward by Britain, France and Germany, urging Tehran to provide inspectors access to the two disputed sites. Grossi met with Iran's President Hassan Rouhani on Wednesday before wrapping up his visit. "Iran, like before, is ready to closely cooperate with the agency in the framework of safeguards," Rouhani said, according to the government's official website. He called the agreement "favourable" and said it can help "finally settle issues". Rouhani also called on Grossi to consider that Iran has "sworn enemies" with nuclear weapons who do not cooperate with the IAEA and are "always seeking to cause issues" for Tehran. The IAEA monitors Iran's nuclear activities as part of the 2015 nuclear agreement between the Islamic republic and the five permanent members of the UN Security Council — Britain, China, France, Russia and the United States — plus Germany. Since the US pullout, the remaining participants to the deal have been struggling to save it. Access to the two disputed sites had been blocked for months, prompting a diplomatic row. According to the spokesman for Iran's nuclear body, one of the two is located in central Iran between Isfahan and Yazd provinces, and the other is close to Tehran. Iran had argued that the IAEA's access requests are based on allegations from Israel and have no legal basis. After meeting Grossi, head of Iran's atomic agency, Ali Akbar Salehi, said a "new chapter" had started in relations between the country and the agency.

AOC has announced four new additions to its po[CENSORED]r G2 Gaming monitor series, and these monitors come in 24" & 27" variants. The new monitors feature a 1500R [CENSORED]ture and a 165 Hz refresh rate. There are two 24" models which are called the C24G2AE and C24G2U, and the 27" models are called C27G2AE and C27G2U. There are two main differences between the "AE" models and the "U" models, which make the "AE" model perfect as a budget display for an eSports gamer. AOC announces four new gaming monitors which offer not only a 165 Hz resolution but also a 1500R [CENSORED]ture to the screen All four of these monitors offer similar features, and these features include utilizing a Full HD VA panel with a 1500R [CENSORED]ture and all offer a 165 Hz refresh rate. These features make this monitor perfect for an eSports gamer as the high refresh rate enables gamers to react in-game as fast as possible. All of these monitors also feature support for AMD FreeSync Premium, which ensures that when gaming, there won't be any screen tearing or screen stuttering. This technology accomplishes this by syncing the monitor's refresh rate to the frames that are being produced by the GPU. AMD FreeSync Premium features a refresh rate of up to 120 Hz, decreased overall blur, and even sharing of the image to be more life-like. The design of all four monitors is the same featuring very slim bezels and light red accents on the bottom of the monitor in addition to a red accent to where the legs for the stand attaches to the monitor itself. There are two different series, which are the "AE" models and the "U" models, the difference between the two series is the fact that the "U" series has a few extra features. These features include four USB 3.2 ports and a Monitor stand that offers height adjustment while the "AE" models lack the USB ports and the height adjustment on the stand, but provide the same technical specifications as the higher-end model. All four of these monitors are set to be available in September 2020, with the C24G2AE and C27G2AE being priced at £169, £229, respectively. At the same time, the C24G2U and C27G2U will be priced £189 and £249, respectively.

Microsoft is making video conferencing even better for businesses using Microsoft Teams with a new feature called Coordinated Meetings. To take advantage of this feature, organizations will need to have one or more Microsoft Teams Rooms devices as well as a Surface Hub in their meeting room. If these conditions are met, Coordinated Meetings will allow users to sync all of these devices together so that when they join a meeting on one device, the other devices in the room also join the same meeting. While Microsoft's Surface Hub 2S is capable of joining Teams meetings by itself, the device wasn't designed with video conferencing in mind. The Surface Hub also runs its own operating system which means the Microsoft Teams Rooms app can't be set up on the device, plus certified audio and video devices can't be plugged into it. So a large organization may already have a Surface Hub in its meeting room in addition to one or more Microsoft Teams Rooms devices.How an organization configures their Coordinated Meeting setup is up to them but Microsoft recommends that Teams Rooms devices are used for the microphone and camera while the Surface Hub can act as a white board or an additional display during the meeting. In a support document, Microsoft explains why organizations may want to set up a Coordinated Meeting as opposed to allowing participants to use their own devices, saying: “You can configure your cameras, speakers, and microphones so that the ones that give participants the best experience are enabled while others are disabled. This avoids the dreaded echo and feedback noise participants can experience when adding multiple devices to a meeting.” While this new feature is certainly not for everyone, it's nice to see Microsoft provide organizations with a new way to use the devices they already have to enhance their meetings.How an organization configures their Coordinated Meeting setup is up to them but Microsoft recommends that Teams Rooms devices are used for the microphone and camera while the Surface Hub can act as a white board or an additional display during the meeting.

Say what you will about the Kona, but you give credit to Hyundai for having the courage to come out with such a bold design. The little crossover is about to get a nip and tuck to avoid a midlife crisis, and today the South Korean brand is providing a first look at what the 2021 model year has in tow for the funky CUV. The full-LED split headlights are sharper than before in both upper and lower clusters, and even the regular Kona appears to have a sportier-looking front bumper. Step up to the N Line and there’s a mesh grille design, beefier air intakes, and three “nostrils” reminiscent of those little air intakes Audi installs on the A1 Sportback. We’re hoping those are actually functional and not just for show, but we might be in for a disappointment what with the recent trend of faux design elemen Another difference between the normal and the N Line is the placement of the Hyundai badge. It’s located at the top of the bumper, flanked by the headlights, on the standard Kona whereas the spicy version has the badge front and center on the grille. By the looks of it, the normal model is going to eschew the thin horizontal slot of the pre-facelift model where it’s located between the grille and hood. That is all Hyundai is willing to reveal for the time being, with the press release only mentioning the redesigned front skid plate lends the crossover an “armored appearance.” More details regarding the design will be disclosed in the following weeks, but there’s still no word about the fully-fledged Kona N. It’s unclear it will be revealed alongside the lesser trims or the performance derivative will arrive at a later date.When it does eventually come, expect the Kona N to offer 275 horsepower from a turbocharged 2.0-liter gasoline engine working together with an eight-speed, dual-clutch automatic transmission. As for the warm N Line teased here, logic tells us it will get the same 201-hp 1.6-liter engine as the recently introduced Elantra N Line.

KARACHI: Pakistan Army continued with relief and rescue efforts in the port city on Wednesday after many residents of its low-lying areas were affected by torrential rains. According to the Inter-Services Public Relations (ISPR), "Army Engineers' machinery including heavy plant effort is in progress to stop water flow from Malir Nadi by refilling the breached area." Water in Malir Nadi has been reduced and backflow from Quaidabad to Malir Nadi has started, said the military's media wing, adding that boats have been deployed in various areas to shift stranded people to safer places. ISPR added that more than 200 families have been marooned on rooftops due to heavy flooding in Malir Nadi, Kohi Goth and Dur Muhammad Goth. “Cooked meal being provided to affected po[CENSORED]tion struck due to heavy rains. Due to heavy water current at the moment, Army helicopters will be flown to rescue these families after weather clearance,” it added. Chief of Army Staff Gen Qamar Javed Bajwa on Tuesday had directed military troops to set up relief operations in Karachi to assist people affected by heavy rains. “Troops must reach out to affected po[CENSORED]tion in distress and extend all necessary care”, the army chief had said. Rains sink Karachi's 90-year-old record According to The News, the Met Office on Tuesday confirmed that the 90-year record of the monsoon downpour was broken with heavy rains in August this year. The 90-year record was broken after a 345mm downpour was recorded at Karachi’s PAF Faisal Base in August, making it the wettest month since 1931, which was previously recorded rainfall up to to 298.4mm in 1984, reported The News. The most amount of rainfall up to 272mm was recorded at Masroor Base in 2007, whereas, the August 2020’s downpour was recorded up to 228.5mm and is still continuing. In 1979, 262.5mm rain had been recorded in MOS Old Airport while the recent downpour was 168.9 in the same area. According to the Met Office, 114mm rain was recorded in Gulshan-e-Hadeed, 83mm in Sadar, 81mm in Landhi, 77.8mm at University Road, 76.6mm in Nazimabad, 70.8mm in Saadi Town, 65.8mm at Jinnah Terminal, 49.8mm in North Karachi, 42.8 in Surjani and the lowest amount of downpour was 21.9mm in Keamari. The MET Office on Monday had forecast heavy rainfall in the city till Thursday, warning that urban flooding could take place in the city. Power woes Power breakdowns were also reported in many areas of the city, with almost 90% of the metropolis experiencing power outages as rains lashed the city. Electricity supply remained suspended in Surjani Town, Gulistan-e-Jauhar, Gulshan-e-Iqbal, North Karachi, various areas of District Central, old city areas, vast areas of district Malir, Korangi, Landhi, Keamari and adjoining areas for several hours, according to The News. K-Electric said its teams were working to restore power while in many areas, electricity supply had already been restored.

As reported by Guru3D, Yuri "1usmus" Bubliy, the creator of DRAM Calculator for Ryzen, is cooking up a new piece of free software for AMD Ryzen owners. The ClockTuner for Ryzen (CTR) aims to extract extra performance out of your Zen 2 processor while decreasing its power consumption. The CTR software is designed to exploit AMD's chiplet design, so first-gen Zen owners are out of luck for this one. Thus far, CTR supports the Ryzen 3000-series (codename Matisse) and Ryzen Threadripper 3000-series (codename Castle Peak) processors. The author says CTR will be compatible with AMD's future Zen 3 chips as well because the Zen 3 microarchitecture also allows individual voltage and frequency adjustment for each core. There is no black magic involved with CTR. The software essentially undervolts the individual CCXes (Core Complex) inside the processor, which reportedly helps the chip run faster and cooler while also drawing less power. According to the creator, all the energy-saving features remain intact. It sounds like a complicated process, but 1usmus has automated the entire operation. And best of all, CTR will be completely free for anyone to use. Image 1 of 2 AMD Ryzen 9 3900X (Image credit: Guru3D) AMD Ryzen Threadripper 3960X (Image credit: Guru3D) AMD Ryzen 9 3900X (Image credit: Guru3D) AMD Ryzen Threadripper 3960X (Image credit: Guru3D) CTR will work with any AMD motherboard regardless of the brand, and is even compatible with motherboards that don't allow CCX modifications. Apparently, CTR uses low-level SMU access that permits it to bypass any obstacles that the motherboard or processor have in place. CTR's Smart Overclocking module automatically evaluates the quality of each CCX and adjusts the frequency accordingly. The author integrated a homemade version of Prime95 to assess the stability of each CCX. CTR also integrated the Cinebench R20 benchmark to compare before and after results. To give us an idea of what CTR can achieve, 1usmus shared results for the Ryzen 9 3900X and the core-heavy Ryzen Threadripper 3960X. On the Ryzen 9 3900X system, CTR extracted 6.5% higher performance while decreasing the power consumption by 9%. On the Ryzen Threadripper 3960X system, CTR squeezed out an extra 5.3% performance and dropped the power draw by 4.2%. While CTR appears to deliver promising results, it remains to be seen whether the benefits are perceptible in a real-world scenario. Fortunately, we won't have to wait long to find out as 1usmus expects to launch CTR next month.