Jump to content
Facebook Twitter Youtube

_Happy boy

Members
  • Posts

    4,670
  • Joined

  • Last visited

  • Days Won

    3
  • Country

    Palestine, State of

Everything posted by _Happy boy

  1. Nickname : @#Loenex Tag your opponent : @XZoro™ Music genre : rap Number of votes : 10 Tag one leader to post your songs LIST : @.-AdiiLo-.
  2. All of Detroit’s car manufacturers took financial hits in the 2nd quarter. General Motors reported the smallest loss, dropping about $800 million dollars from April through June. Fiat Chrysler lost more than a billion dollars. Ford would’ve lost $2 billion without a huge gain in its investment in autonomous vehicles. Michelle Krebs is an automotive analyst for Auto Trader. She tells WDET’s Alex McLenon while the industry is feeling the financial impact of the COVID-19 pandemic, the news could be worse for American car companies. She spoke with WDET’s Alex McLenon. Alex McLenon, 101.9 WDET: With all of the Big Three manufacturers beating Wall Streets expectations for the quarter, why was that? Is it the result of something the manufacturers are doing on their end, or did Wall Street overreact in making those projections? Michelle Krebs, Auto Trader: We’ve never been in this situation before and so I think Wall Street’s forecasts were gloomier than it turned out to be. But also we saw Detroit automakers move very quickly to address the situation. On the sales side, they quickly introduced very compelling incentives to lure consumers into dealerships. Dealers made a lot of accommodations to sell vehicles online and deliver vehicles to homes. They also were quick to do furloughs, layoffs and cut costs where they could. One of the issues Detroit’s Big Three faced in the 2nd quarter was not having enough vehicles to put on dealership floors with plants running at limited capacity. Is that still an issue and what’s being done about that? As we look forward there are still a lot of challenges. We do believe the worst is behind us, but there are challenges. The factories are still trying to produce vehicles under these new protocols and it’s been slow going. There’s a serious inventory shortage even though the plants are up and running, so the supply is not meeting demand. And there are going to be some economic bumps in the road. We know that the stimulus package help for laid off workers has run out and we have seen a bit of lost momentum with consumers. We do think some business customers will comeback for sales but it’s going to be an uncertain ride going forward. Another thing that will play out over the 3rd quarter is Ford transitioning CEO’s from Jim Hackett to Jim Farley. Is that a move that’s going to have a major impact on Ford’s product line, or is it going to be a pretty seamless transition? The Ford changing of the guard was exactly what we expected. The only thing we didn’t know was what day it would happen. And I think it will be a very smooth, seamless transition because Jim Hackett and Jim Farley have worked very close together to develop the plan going forward. I think Jim Farley’s biggest job right now is to launch new products that are so important to Ford. The new Ford F150 comes out in the next few months. Then of course they have the Ford Bronco coming next year, and they also have the Mustang Mach E – the first EV SUV from Ford. So those are extremely important products in the short term. Executing those products flawlessly is critical.
  3. My mother-in-law is a skilled gift giver. She has an innate talent for making others feel seen — no doubt the same quality that earned her a reputation as a beloved pre-school teacher in Worcester. This summer, she has embarked on the difficult task of sorting through her late parents’ belongings. As a result, I am the grateful benefactor of a handful of vintage books that once belonged to a woman I envision as the picture of elegance, Ms. Virginia Palley. The first volume I received was called “Dining with Celebrities,” a cookbook compiled by Worcester author Selma Cherkas. For the project, Cherkas corresponded with more than 100 film stars, comedians, politicos and musicians to document their favorite dishes. “Dining with Celebrities” has it all — food, culture and fame. Burl Ives shares his “self-invented” recipe for goat meat. Walt Disney discloses his secret chili ingredient is loin fat. Joan Crawford puts Tobasco in her kidney bean salad. Ed Sullivan, Grace Kelly and Liberace also contribute entries along with five first ladies. (I have a feeling Ms. Cherkas and I would really hit it off if someone would be kind enough to make the introduction.) My mother-in-law’s next gift was a guide to batching cocktails called “How to make 44 drinks that put life in your party.” According to page one, we need not be mathematicians to properly gauge proportions. At first, I felt offended by the assumption I wasn’t a numerical savant, but a recipe for something called “Suzies” on page three quickly distracted me with the combination of bacon, powdered sugar, maple syrup and melon balls in a thin folded pancake. Then, I found the snowball flambé on page nine, a vanilla ice cream ball rolled in toasted coconut, ladled in warm Southern Comfort, and ignited in flames for effect. Yesterday, I acquired Virginia Palley’s worn copy of “Worcester Telegram Homemaker’s Handbook.” A price printed on the red checkered cover reads “25¢” — a steal, if you ask me. “Have you a special problem?” the book asks its readers, “Send your questions to Peggy Wood, Women’s Exchange.” I know my mother-in-law selected this text for me based on my feminist proclivities, but the book has actually proved quite practical. For example, after I lit up my snowball flambé, Wood’s instructions for fireproofing my clothing with ammonium chloride sure came in handy. (Maybe, don’t try that at home.) There are plenty of hot pointers. One reader admits, “When I am frying foods, the kitchen and neighboring rooms become filled with smoke.” Ms. Wood advises wringing a towel in vinegar and hot water before taking a graceful spin and waving it about. “Swish it around the room,” she writes. The same section instructs homemakers to purify their kitchen sponges in milk and to bathe one’s hands in the juice of a ripe cucumber every summer for optimum cleanliness. Perhaps my favorite correspondence comes from a woman who inquires about her misshapen straw hat. “This time of year, like everyone else I suppose, I get a yen for a new straw hat. However, I have several which are still good but a little out of shape. Is there anything I can do with them?” Wood cannot be stumped. Pour boiling water over that chapeau and fit it in a mixing bowl to dry in the sun. Good as new. There isn’t a section on gift-giving in the “Homemaker’s Handbook,” but if my mother-in law has taught me anything, it’s that the best gifts combine a recipient’s tastes with a transportive experience. My new manuals check every box.
  4. Chinese tech company ByteDance censored media criticizing the Chinese government on news aggregation apps in Indonesia up until the middle of 2020, Reuters reported Thursday. In 2018, ByteDance purchased the Indonesian news aggregation app Baca Berita (BaBe) after the country briefly banned the tech giant’s video-sharing platform TikTok. Shortly after ByteDance’s acquisition of BaBe, moderators for the app were instructed to take down content critical of the Chinese government. News that referenced the Tiananmen Square protests in 1989 or Mao Zedong, founding father of the People’s Republic of China, was removed from the app, according to Reuters. “In our early days, before we were able to take the more localised approach that we use today, BaBe had some moderation practices in place that were not consistent with our philosophy of having the Indonesian team deciding what is appropriate for its market,” a BaBe spokesperson told The Verge Thursday. “These guidelines were replaced in 2019 and we’ve since built and empowered local moderation teams to make decisions that suit the local market.” While the Reuters report only references anti-China content censorship on B yteDance’s news app, TikTok has come under fire in recent months for allegedly removing videos that disparage the Chinese government, too. In 2019, The Guardian reported that TikTok moderators were told to censor content that mentions Tiananmen Square, Tibetan independence, and other similar videos. Responding to reports, TikTok said at the time that its “content and moderation policies are led by our US-based team and are not influenced by any foreign government.” A spokesperson continued, “The Chinese government does not request that TikTok censor content, and would not have jurisdiction regardless, as TikTok does not operate there.” Still, TikTok’s statements didn’t assuage concerns from lawmakers like Sens. Marco Rubio (R-FL) and Josh Hawley (R-MO) that the increasingly po[CENSORED]r social media platform didn’t censor content criticizing China. Rubio penned a letter to the Committee on Foreign Investment requesting that it launch an investigation into the potential national security risks posed by the app in the US. Tensions escalated earlier this month when President Donald Trump signed an executive order banning all transactions with ByteDance to “address the national emergency with respect to the information and communication technology supply chain.” The order is expected to go into effect on September 20th. Updated 8/13/20 at 1:32 PM ET: Added a statement from BaBe.
  5. Apex Legends (PC [reviewed], PS4, Xbox One) Developer: Respawn Publisher: Electronic Arts Released: February 4, 2019 MSRP: Free-to-play Since the battle royale sub-genre broke into the mainstream with PUBG, many studios have attempted their own take on it, from borrowing elements such as crafting and building mechanics straight out of survival games to just simply copying PUBG and hoping for the best. By this point, many of those games have come and gone, all while active and dedicated communities have grown around the best of what this sub-genre has to offer. However, in only a matter of days (and completely out of the blue), Respawn Entertainment rocked the landscape of battle royale with a new challenger that has the potential for something truly special.a Mechanically, Apex Legends isn't necessarily all that original. Much like many other takes on the battle royale genre, it borrows from the best on offer while also refining things and adding intuitive mechanics. However, Apex spices things up further with a unique cast of heroes known as “legends” that include a variety of abilities. It's in this hero shooter approach to battle royale and its squad-focused gameplay that it truly separates itself from its peers. Apex matches consist of sixty players, divided into three-person squads. Once loaded into a match, each squad member is randomly ordered and chooses a legend. Squads, however, can't use multiple of the same legend. So, if you do favor a particular legend and it's already been picked, you'll have no choice but to select another one. There can be some obvious frustration in those moments, but at the same time, I do think it encourages experimentation. In my time with Apex, I managed to squeeze in numerous matches with every legend on the roster, whether I'm bamboozling enemies with holograms as Mirage or slipping in and out of reality itself with Wraith. Every legend has a notable use or function within a squad and experimenting with a variety of squad selections tended to always result in an interesting combination of abilities that could potentially change up strategies from match-to-match. It's the little things, like throwing a shield over Lifeline as Gibraltar while she picks up another teammate, to more interesting combinations such as throwing down a smoke grenade with Bangalore while Bloodhound uses their tactical abilities to reveal enemies (while still concealed in the smoke). If I have any complaints so far, it's that they've locked out two of the characters behind an unnecessary grind and paywall. Early in Apex's release, I couldn't help but feel like players who decided to spend money on either Mirage or Caustic had a distinct advantage over those playing for the first time with the other six legends. Mirage's hologram ability, in general, absolutely throws newer players for a loop. During that first release day of playing Apex, it was pretty rare to encounter a Mirage player -- and every time I did -- I fell for those silly hologram tricks. As nitpicky as it is to complain about paywall elements in a free-to-play game, I do have concerns about how this approach could potentially give those willing to pay for newly released legends a brief, but a very distinct edge. If Mirage and Caustic are the templates for how new legends will be introduced, then I'm curious how things will shape up when the roster of legends has potentially more than doubled. Will those hypothetical legends still be behind the same grind and paywall? If so, just imagine being a new player and only having access to those six original characters. Meanwhile, veterans or those simply willing to pay for them will have an edge in terms of legend selection over newcomers. Of course, as I've said, this is all hypothetical. But it is something I hope Respawn can avoid by making once-premium legends freely available in later seasons (if they choose to introduce more with the same system). Legends aside, Apex without a doubt has the best gunplay in any battle royale game I've played yet. The wide variety of weapons all have their own unique quirks and uses, all of which can also be upgraded with a number of attachments found throughout the map. These range from optics and sights to different barrels and stocks. But, most importantly, the weapons all feel and sound very satisfying to use. Shotguns have a solid range to them and the Prowler sub-machine gun in particular with a select-fire receiver and a good extended magazine became my go-to weapon of choice. Considering Respawn is made up of many former Infinity Ward employees, this aspect of Apex should probably be the least surprising in this surprise of a release. But, unlike Respawn’s previous work with Titanfall 2, mobility has been scaled down a fair bit. In place of giant mechs and wall running is just your standard sprint and sliding (both of which do feel tight and responsive on either a gamepad or mouse and keyboard), but I still can’t help but wonder what could have been with the skill-based and thrilling movement of Titanfall. Respawn has stated they originally intended to include wall running and Titans, but after plenty of experimentation, it just didn't fit with what they had in mind. On that note of experimentation, though, it's clear they put plenty of thought into the map of Apex, as it's easily one of the best maps I've played in a battle royale game. From the Swamps to the Thunderdome, all the locales within Apex are easily recognizable and diverse with a good amount of elevation and interior areas to explore as well. Smart mechanics such as the pinging system only help strengthen all of this, making teamwork with random players or those without a microphone completely viable. Whether you're spotting enemies or simply trying to navigate, with one simple click of the middle mouse button (or R1 / right bumper on consoles), your squad will be immediately aware of what you're pointing out. I suspect the pinging system will become the new standard in any future battle royale games -- it's too smart of an idea to not incorporate in nearly anything with squad-based multiplayer. As mentioned, it's also with this focus on squads that Apex separates itself from other battle royale games. From the moment you're dropping into a match, you're doing so together. Solo play is possible, but it certainly isn't a viable method of play. Legend abilities work best when performed in tandem with others and fresh concepts such as the brilliant risk-reward of the respawn system only further encourage you to play with your squad until the very end. Any time someone in your squad is killed, you have a limited timeframe in which you can pick up their banner in the hopes of reviving them. Once you do have their banner, you can seek out specific respawn points around the map. Doing so, however, makes them respawn in a very noticeable and loud drop ship, potentially giving away your location. During those last few moments, though, with the circle collapsing around you, bringing back your squad could potentially be the winning factor. I do still hope a solo mode is in the works, but I can see why they wouldn't include it now given the limited selection of legends at the moment. Down the road, however, I think it'll be an important addition. As it stands now, Apex's biggest issues are ones that can be resolved with future patches. Connection issues and massive lag spikes during high-traffic periods (like weekends) are rampant. Outside of that, the game is remarkably stable. I didn't experience any major bugs or hiccups of any kind, which is hugely commendable considering this was a surprise release with no public beta testing. Ultimately, I'm excited to see Respawn's plans for the future. Although Apex Legends is fairly light on content at the moment, after having played it for over a week now, it's become my new favorite battle royale game. Matches are quick enough that I never feel burned by a sudden loss and jumping back in with a different legend makes it more addictive than any battle royale I've played so far. [This review is based on a retail free-to-play build of the game provided by the publisher.] OS: 64-bit Windows 7. CPU: Intel Core i3-6300 3.8GHz / AMD FX-4350 4.2 GHz Quad-Core Processor. RAM: 6GB. GPU: NVIDIA GeForce GT 640 / Radeon HD 7730. GPU RAM: 1 GB. HARD DRIVE: Minimum 22 GB of free space.
  6. NVIDIA's GeForce RTX 30 Ampere Gaming graphics cards are set to feature the most premium and powerful PCB design ever featured on a reference board. This new design will be incorporated for the higher-end enthusiast series of cards which include the GeForce RTX 3080 Ti (or 3090), GeForce RTX 3080, and the next-generation Titan. NVIDIA's GeForce RTX 3080 Ti & RTX 3080 Ampere Enthusiast Graphics Cards Feature Extremely Powerful & Compact PCB Design With A Power Delivery Made Up Of Over 20 Power Chokes The NVIDIA Founders Edition graphics cards which are a premium reference flavor have seen some major updates in the past. Both the Pascal and Turing generation saw them making use of a design that was not only premium in terms of cooling capabilities but also featured higher-quality power delivery components. The Turing generation, in particular, saw NVIDIA offering higher frequencies out of the box with its Founders Edition over stock-tuned cards which were offered by AIB partners at lower prices. NVIDIA is planning to go one step ahead with its Ampere line of GeForce RTX 30 series enthusiast-level gaming cards. According to a rumor posted by Twitter buddies KatCorgi and Kopite7kimi, the next-generation lineup is going to offer a reference FE (Founders Edition) PCB design which will be unlike anything we've seen before. KatCorgi states that the RTX 30 series lineup, specifically the high-end GeForce RTX 3080 Ti & the RTX 3080, are expected to feature PCBs with over 20 power chokes. For comparison, the NVIDIA GeForce RTX 2080 Ti Founders Edition features a PCB with 16 power chokes. Even the fully custom GeForce RTX 2080 Ti Lightning Z from MSI comes with 19 power chokes. This seems to suggest the insane power delivery that the higher-end RTX 30 series graphics cards would require to operate. Adding to what KatCorgi said, Kopite7kimi also mentions once again that the Founders Edition PCB on the higher-end cards will be extremely compact. The same leaker has stated an irregular shaped PCB for the higher-end cards. In our report, we mentioned that the enthusiast-tier cards will utilize the same PG133 PCB to house the flagship gaming chip, the Ampere GA102 GPU. But Videocardz is hinting that a PG132 board is also in the works which are exclusively designed for AIB partners and come in the standard rectangular shape. In addition to what the Twitter buddies have to say, Chiphell also followed up with a similar story that highlights some interesting information. The translation is very vague but from I could make out of it, the user highlights an irregular PCB design for the RTX 3080 and RTX 3090 (or RTX 3080 Ti) graphics cards. It looks like the higher-end card is going to feature core components on both sides of the PCB to normalize the heat output from the components such as GPU, memory, and VRMS. It will be a very densely packed PCB and even with a compact PCB, we will be seeing full-sized dual-fan coolers that are required to keep the temperatures in check on these beasts of graphics cards. From the looks of it, if Ampere gaming cards are to utilize a similar board design as the Ampere A100 EGX which is purely a datacenter oriented product, the card would have to make use of both sides of the PCB to house all of its components. The EGX board uses a 20+ power choke design too but also leverages from the use of HBM which saves the space of incorporating standard DRAM dies such as GDDR6. In the case of the Ampere gaming cards, NVIDIA would have to house either the VRM or the VRAM on the back of the PCB which might explain the dual-sided fan layout we saw on the leaked cooler shrouds. The NVIDIA GeForce RTX 30 'Ampere' Gaming graphics card lineup is expected to be announced on 1st September at a digital event which will be hosted by CEO of NVIDIA, Jensen Huang. We expect at the very least, three new graphics cards during the event which include the GeForce RTX 3080 Ti (or RTX 3090), GeForce RTX 3080, and a next-generation Titan. There's also a possibility that NVIDIA will announce its GeForce RTX 3070 graphics cards but that remains to be seen. The lineup will initially be available for pre-order in Founders Edition flavors only but recent rumors have pointed that we can also expect custom flavors as soon as the launch embargo ends a few weeks after the unveiling in September.
  7. A much-anticipated feature was added to version 5.5 of WordPress. The po[CENSORED]r CMS gained the ability to turn on auto-updates for plugins and themes. However, the new feature comes with risks. Plugins are an essential part of WordPress because they help extend the core functionality of the content management system. Plugins can be tricky, though. Too many plugins can adversely affect the performance of WordPress, and poorly written and maintained plugins can take down the site entirely. It’s best practice not to add too many plugins and also to keep them up-to-date. If webmasters don’t frequently check and update their plugins and themes, they could be exposing their site to exploits and bugs that have already been fixed in newer versions. To solve the maintenance problem, WordPress added the ability to auto-update plugins and themes in WordPress 5.5. Sites that have version 5.5 or later can now go to the Plugins page and turn on auto-updates for individual plugins. They can also go to the Themes page and turn on auto-updates for individual themes. WordPress auto-update caveats Experienced WordPress admins know what it’s like to update a plugin or theme and then break the site. That is always a risk when updating plugins and themes, but if you’re manually doing it, you are immediately aware and can fix it if you can quickly restore the site from a backup. The problem with auto-updating plugins and themes is that they might break the site, but you may not know about it until hours or perhaps days later. If that’s not a risk you’re willing to take, you should probably avoid enabling auto-updates. If you’re feeling a little risky, consider only enabling it for plugins and themes that you know are well-maintained and haven’t had problems with before. Even better, only enable it for plugins that don’t directly affect what gets rendered on pages. The only safe way to auto-update WordPress plugins that I’ve found is with WP Engine’s Smart Plugin Manager. The Smart Plugin Manager creates a backup of the site and automatically updates plugins on a test version of the site. It then runs a series of tests, including taking before and after screenshots of pages and comparing them for differences. If one of the tests fails or the screenshots detect a significant difference, it will abort the update. However, if everything checks out, it will update the live site with the latest plugins.
  8. Tom Skerritt wants to help storytellers from the Pacific Northwest share their work with the world. The “Top Gun” star and Emmy Award-winning actor recently launched a new digital media startup called Triple Squirrels, which this month revealed the EVRGRN Channel, a new free streaming channel airing on STIRR. Skerritt told GeekWire he realized how difficult it is for independent filmmakers to find distribution after spending the past three decades teaching and mentoring creators. So he launched his own platform to help them find audiences and share their work. “The EVRGRN Channel is my tribute to the Pacific Northwest region’s creative community, as well as a statement about the cultural impact the region has had and continues to have on the arts,” he said. “The EVRGRN Channel, as a result, reflects the authentic PNW persona: resilient, independent, artistic, and adventurous.” Some of the initial content includes Leslie and Dale Chihuly’s documentary, “Chihuly Outside,” and selections from the Seattle International Film Festival. STIRR is a Sinclair-owned streaming service that launched last year and offers free ad-supported live and on-demand content. “We chose STIRR as the initial streaming platform as it offered us two ways to deliver EVRGRN content to interested and relevant audiences nationwide — as a linear streaming channel and on demand,” said Leslie Grandy, CEO of Triple Squirrels. “STIRR also provides local, live news programming, which pairs well with our regionally curated catalog.” Grandy is a Seattle tech industry veteran, having worked in leadership roles for RealNetworks, Apple, T-Mobile, Discovery, and Best Buy. Triple Squirrels plans to launch EVRGRN on other streaming platforms later this year. It makes money with revenue from ads and sponsorships. The company has two employees and raised cash from a private investor in Los Angeles. Skerritt previously founded and led another Seattle-based digital media company called Heyou Media, but shut the firm down at the end of 2019. Skerritt has appeared in dozens of films and series, including “Alien” and “Steel Magnolias.” He studied English at Wayne State University and UCLA. Skerritt has lived in the Northwest since the 1980s. More people are streaming media due to the pandemic and social distancing mandates. A recent study from Deloitte found demand increasing for cheaper, ad-supported streaming video options such as STIRR, Variety reported.
  9. Opposition leaders jailed or driven out of country amid crackdown on protests over election results Authorities in Belarus say they have arrested more than 6,000 people during three nights of violently suppressed demonstrations against vote-rigging in Sunday’s disputed presidential election, as more footage and accounts emerged of police beating and violently detaining protesters. Opposition leaders have been jailed and driven out of the country in a massive crackdown following the election, which the election commission said was won in a landslide by President Alexander Lukashenko. Among those to have fled is Svetlana Tikhanovskaya, the main opposition candidate, who left for Lithuania after an apparent threat to her children. At a detention centre on the outskirts of the capital, Minsk, desperate families have gathered each morning begging police for information on relatives who have gone missing at the protests. In a rally in central Minsk on Wednesday, hundreds of women wearing white and holding flowers formed a human chain to protest against police brutality and mass arrests. The Belarus Free Theatre, an underground theatre group critical of the government, reported that two of its members had been arrested and said they were being held in desperate conditions. “Our managing directors #SvetlanaSugako and #NadezhdaBrodskaya were jailed for 10 and 13 days respectively. During their court hearings we were told that a single cell (~3x4m) now contains 36 people in female bloc and 50 in male,” the group tweeted. Dozens of journalists from Russia have been arrested, many from Russian news agencies, and news crews have been attacked by police and had their cameras broken. The Belarusian interior ministry tallied 3,000 detentions after rallies on Monday night, 2,000 on Tuesday, and another 1,000 on Wednesday, according to the agency’s Telegram feed. Internet service in Belarus appeared to improve on Wednesday after a nearly three-day blackout that appeared devised to throttle the protests. The blackout was a rare example in Europe of a government voluntarily knocking its entire country offline to stifle dissent. The EU has threatened to reimpose sanctions over suspected vote-rigging and the violent crackdown on demonstrators, and has announced an emergency meeting of foreign ministers on Friday to discuss Belarus. The bloc’s most senior foreign policy official, Josep Borrell, said Sunday’s vote had been “neither free nor fair”. Borrell has promised an “in-depth review” of EU relations with Belarus, threatening sanctions against “those responsible for the observed violence, unjustified arrests, and falsification of election results”. The Dutch foreign minister, Stefan Blok, said on Tuesday that a reintroduction of sanctions had not been ruled out, but it was important to avoid measures that would affect the Belarusian po[CENSORED]tion. Any sanctions must win the support of all 27 member states, and doubts remain about backing from Hungary’s leader, Viktor Orbán, who in June called for remaining restrictions to be dropped. According to Belarus’s election commission, Tikhanovskaya took 10% of the vote while Lukashenko won 80%. Tikhanovskaya has filed a complaint against the results. On Tuesday evening, protesters in Minsk clashed with police, who used stun grenades and rubber bullets to try to disperse the crowds. Protesters’ anger intensified over police attacks on demonstrators laying flowers at the site where a young man was killed a day earlier. In a video published on Tuesday morning, a visibly distressed Tikhanovskaya indicated she had faced an ultimatum involving her family and had been forced to flee for neighbouring Lithuania. “God forbid you face the kind of choice that I faced,” she said. “Children are the most important thing in our lives.” The circumstances of Tikhanovskaya’s departure suggested that Lukashenko was increasing pressure on her as he sought to quash the biggest protests of his 26 years in power. The first fatality was confirmed on Monday when police said a man died after an explosive device went off in his hand. Opposition supporters have blamed police for his death. On Tuesday, people laying flowers and white ribbon at the spot in Minsk where he died were allegedly targeted by riot police. The human rights group Viasna reported mass detentions in the cities of Grodno, Brest and Vitebsk. The White House said it was “deeply concerned” by the violence. Poland offered to act as a mediator between Lukashenko and the opposition and called for an emergency EU summit. Lukashenko, often referred to as Europe’s last dictator, has vowed not to allow Belarus to be “torn apart” and dismissed the protesters as pawns of foreign powers. The Belarusian foreign ministry said on Tuesday it had “irrefutable” evidence of “interference from abroad”. Additional reporting by Jennifer Rankin in Brussels and Martin Farrer News is under threat … … just when we need it the most. Millions of readers around the world are flocking to the Guardian in search of honest, authoritative, fact-based reporting that can help them understand the biggest challenge we have faced in our lifetime. But at this crucial moment, news organisations are facing a cruel financial double blow: with fewer people able to leave their homes, and fewer news vendors in operation, we’re seeing a reduction in newspaper sales across the UK. Advertising revenue continues to fall steeply meanwhile as businesses feel the pinch. We need you to help fill the gap. We believe every one of us deserves equal access to vital public service journalism. So, unlike many others, we made a different choice: to keep Guardian journalism open for all, regardless of where they live or what they can afford to pay. This would not be possible without financial contributions from those who can afford to pay, who now support our work from 180 countries around the world. Reader financial support has meant we can keep investigating, disentangling and interrogating. It has protected our independence, which has never been so critical. We are so grateful. We need your support so we can keep delivering quality journalism that’s open and independent. And that is here for the long term. Every reader contribution, however big or small, is so valuable. Support The Guar
  10. Game information Rayman Jungle Run (Android, iOS [reviewed]) Developer: Pastagames, Ubisoft Montpellier Publisher: Ubisoft Release: September 19, 2012 (iOS) / September 27, 2012 (Android) MSRP: $2.99 When did Ubisoft start becoming awesome again? Who would have thought the French studio would be the one to properly reinvigorate the 2D platforming genre, thus beating Nintendo at its own game? That's how I felt when I first played Rayman Origins at last year's E3 and then the Wii U sequel at this year's. When I saw the trailer for Rayman Jungle Run the other week, I was impressed by how fun and fluid it looked. I thought to myself, "If the limbless wonder was able to do so much good on home consoles, imagine what he could do on mobile devices!" I'm beyond ecstatic to say that my early impressions were right on the money; Rayman Jungle Run is touchscreen platforming done oh so very, very right. What is often the biggest shortcoming of any touch-based platformer? The controls, of course. The more virtual buttons a game tries to squeeze on the screen, the more likely the game will fail to register your inputs. Without tactile feedback, it's hard to tell when you're just outside the button's input detection boundary until you tap the screen and nothing happens. Jungle Run streamlines controls by taking a page out of auto-runners like Canabalt -- Rayman is in constant motion, so all you have to worry about is dodging obstacles. Unlike Canabalt at its ilk, you aren't running along an endless horizontal corridor, gunning for that elusive "high score." This is a true blue platformer with chasms, spikes, enemies, floating platforms, wall jumps, and other hazards. The game is split into four worlds with 10 stages apiece. Each world introduces a new ability, giving you plenty of time to grow accustomed to a particular mechanic before the next one appears. In the first world, all you have to do is jump. Though there is a jump button in the bottom left corner, you can trigger the action by tapping anywhere on the screen, save for the top corners which are dedicated to the "restart level" and menu commands. In the second world, you gain the hover ability, executed by holding your finger on the screen once you are airborne, which you can also use to catch air currents to lift you higher. In the third world, you are introduced to wall running, which offers some clever gravity-defying challenges. In the final world, you learn how to punch through wooden barricades and enemies along your path. Punching is mapped to a separate button in the bottom right corner which, unlike the jump button, has to be pressed, but at least it's large enough that you'll never accidentally miss a punch. Reaching the end of a stage is not all that difficult, but your true goal is to collect Lums, the golden firefly-like critters found in every Rayman game. There are 100 Lums in each level, and finding them all will require you to take more precarious paths, intentionally miss jumps, or discover a hidden doors. By collecting all the Lums in at least five stages in a world, you'll unlock that world's tenth stage, a balls-hard run through the Land of the Livid Dead. Here, there are no Lums, only an increased risk of sudden death. Thankfully, as with all the other levels in the game, these are a minute in length tops, so there's never that sense of lost progress should you want to restart a stage. The icing on the cake is the art, which has been pulled directly from Rayman Origins. Normally, I would call out a developer for reusing copious amounts of assets, but the graphics from Origins are so colorful, bright, and beautiful that I have no objections about their reappearance here. This is a game you play with a smile plastered across your face, nodding your head along to the cheerful music and detailed animations. Unfortunately, the game ends full-stop upon completion of the final stage. There is no fanfare, no "congratulations" screen, just a boot back to the main menu. Feels rather abrupt, but I don't know why I was expecting anything else. Jungle Run is just a series of narrative-less challenge levels, but it's so fulfilling that at times you'll become confused into thinking it's something "greater," if that makes any sense. Not really a bad "problem" to have. That's not to say Jungle Run doesn't offer rewards for the dedicated player. The more Lums you collect, the more wallpaper you earn, which can be saved as the background image on whatever device you are using. It's not much, but how often does a game award prizes outside of the game itself? The challenges are reward enough on their own, so these are but pleasant extras. Rayman Jungle Run is proof that platformers can work on touch devices if you tailor the them to the strengths of the hardware rather than attempt to recreate a console experience. Had this merely been a watered-down port of Origins, it would have invited direct comparisons and highlighted the flaws of touch-based gameplay. Instead, it's a game with bite-sized levels and sensible controls yet all the action of its console brethren. This is what companion software ought to be. System Requirements Processor (CPU) x86, ARM System memory (RAM) Hard disk drive (HDD) 100 MB
  11. Using Slack to stay in touch with co-workers and business partners will become more secure than ever thanks to a number of new updates. The po[CENSORED]r collaboration software has announced several upgrades that it says will help boost security for organisations using Slack both internally and externally. The new Slack Connect service, dubbed, "a more secure and productive way for organizations to communicate with each other", will allow businesses to move conversations out of lengthy and confusing email chains and into Slack. Best video conferencing software around today We've built a list of the best encrypted messaging apps out there Check out our list of the best productivity software around This could mean discussions with suppliers, partners, customers and more can now be ported away from email services that could face cyberattacks or other kinds of scams, and instead into Slack, where they are at least centered in one single location. Slack Connect Asides from improved security, the company says Slack Connect can enable faster communication to help build stronger business relationships, as well as increased transparency. Admins will be able to maintain control over their company's data and monitor external access, as unlike email, Slack Connect means users will only receive messages and files from verified Slack members that are part of your organization. Admins will also soon be able to quickly vet external organizations before connecting them to a their business network, with approved partners identified with a badge, making it quicker and easier to note who is a legitimate partner. External users can also be restricted from seeing confidential or valuable information thanks to a new barrier functionality. The blocks, which could also apply to internal business units such as legal or payroll, can be used by admins to prevent specific user groups from messaging or calling other user groups. Users will also now have more options over where their data is stored, with new data residency for Slack allowing companies to store their data outside the US, with options including Sydney, Frankfurt, Paris, Tokyo, London and Montreal. Slack says that the upgrades were part of a reaction to the growth of cyberattacks targeting users working from home. "In the wake of the Covid-19 pandemic, digital transformation is happening at warp speed," Slack wrote in a blog post announcing the news. "The kind of widespread technological adaptation we expected to see years from now has been truncated to a matter of months as organizations adopt cloud solutions to keep their teams connected. And as more and more workplaces go fully remote, security has never been more paramount." These are the best online collaboration tools around today
  12. Ever since I first used an ultrawide monitor I have been in love with the form factor. Admittedly my favorite ratio is 16:10, but the 32:9 is my close second. Big and wide, filling my peripheral view while becoming emersed in the world I'm exploring is about as close to VR as I've gotten without putting the HMD on, and is a much more enjoyable experience than traditional 3-panel gaming for racing games. But we're here about the new AOC CU34G2X, it's a 34" ultrawide monitor with a 3440x1440 resolution packing in a blazing 144Hz and 1ms response time. Packing in the usual VA panel technology we've come to expect from these larger ultrawide monitors we are treated to a nice 1500R curve design. One of the features they're boasting about here is the frameless design but don't confuse that with bezel-free, there's still some bezel and edge to the screen itself. If I were to pick something like that to market I would have gone more for the features of the stand. Most panels in this range, especially price range, really skimp on the stand but it seems like AOC knocked it out the park here. The stand is wide and supportive but also features height, swivel, tilt, and a 100x100 VESA mounting so you can get this puppy to the right angle for you And again, it's not lacking on specs with a 3440x1440 running at 144Hz and a 1ms response time the VA panel should deliver a solid gaming experience with minimal ghosting, something just inherent on VA panels. Freesync is alive and well on this model so you're not dealing with tons of tearing while gaming, although the Freesync range isn't mentioned in the specs list. Brightness is rated at 300nits so you won't be dealing with pseudo-HDR marketing here, but that should allow for plenty of brightness to have the colors pop. I want to take a moment to touch on an excellent addition that I didn't realize that AOC even offered and that's their warranty coverage. No, I knew they had a warranty but I wasn't aware they would cover things like they do. This panel features their "Re-Spawned Warranty"; it covers three years of general warranty, this includes a full year of one-time accidental warranty. Basically the first year covers anything accidental, like your house caving in, or your cat flying through your panel...or even a heated gamer moment. On top of that, they're covering dead pixels, even a single one, as well as bright spots. They'll even send the replacement right away without needing the old one to get the process started. The AOC CU34G2X 34" Ultrawide Gaming Monitor can be found on Amazon for $449.99. At least once it's officially listed there, hold out for that.
  13. Nickname : @#Loenex Tag your opponent : @XZoro™ Music genre : EDM Number of votes : 10 Tag one leader to post your songs LIST : @#REDSTAR ♪ ♫
  14. The Moto G 5G Plus is Motorola’s cheapest 5G-enabled smartphone yet, offering a 6.7-inch 90Hz display, Snapdragon 765 SoC, quad cameras, and a 5,000 mAh battery at a starting price of just €349 (~$410). The device comes running Android 10 along with a touch of Motorola’s useful customizations on top. While most of the customizations and first-party apps are the same as what we have seen on previous Moto phones, it turns out Motorola has debuted two new apps with the Moto G 5G Plus to let users further customize the software experience to their usage patterns. Moto G 5G Plus XDA Forums These two applications are Moto Power Touch and Multi-Volume. Moto Power Touch lets you customize the double tap power button gesture to launch an app or shortcut of your choice. Normally, the double-tap power button can only launch the default camera app on Moto phones. Now, you can also select apps, quick actions, and shortcuts that you use the most and have them pop up in a floating window when you double-tap the power button for easier, quicker access. Our tipster, @GoofyBaars on Telegram, says they use this feature to mute Pokemon Go’s audio while listening to music.Our tipster, @GoofyBaars on Telegram, says they use this feature to mute Pokemon Go’s audio while listening to music. Unfortunately, neither of these apps can be sideloaded on other Motorola devices. We tried installing them on a Moto Edge, but the installation failed. It’s likely Motorola will bring both apps to other Moto phones via a software update in the future.The Moto G 5G Plus is currently only available in the European markets. However, according to our Editor-in-Chief, Mishaal Rahman, the device should be coming to the U.S. soon and is expected to be available through AT&T.
  15. Ethnic wear brand Melange by Lifestyle announced actor and style icon Deepika Padukone as its brand ambassador, and launched a new collection. This collaboration strengthens the brand ethos of ‘Rethink Ethnic’ and epitomises the versatile, eclectic style of modern Indian women. Call for entries open for BuzzInContent Awards 2020 ENTER NOW Comprising key trends, quintessential season favourites, and contemporary styles and silhouettes, the curated collection is an absolute delight for customers. The ever-po[CENSORED]r ‘florals’ has been re-imagined in new silhouettes and prints. The ‘Work from Home’ collection featuring the linen range brings together fashion and utility. Traditional paisley has been recreated into a contemporary version with an interesting mix of styles. Accents of gold prints, embellishments, and jewel tones come together to make every special occasion more elegant. Recrafting one of the oldest forms of art, the collection showcases Lucknowi Chikankari in a modern form with chic minimal embroideries and contemporary silhouettes. Rishi Vasudev, Executive Director, Lifestyle International Pvt. Ltd., said, “Melange by Lifestyle has always celebrated the style sensibilities of modern Indian women who are strong and self-made. Our brand ambassador Deepika Padukone captures this bold and individualistic style that Melange represents. Being one of the most recognised brands in India across marketplaces, Melange continues to push boundaries by ‘rethinking’ ethnic wear and all that it has to offer. I look forward to our customers being delighted by the new collection that brings forth some remarkable pieces, perfect for every occasion.” Deepika Padukone said, “Melange by Lifestyle has managed to beautifully capture the essence of the modern Indian woman. I am delighted to be announced as the brand ambassador for Melange by Lifestyle and look forward to the journey ahead!” From the ‘Work from Home’ range to elegant occasion wear, customers can now step into the spotlight and give their wardrobe a stylish makeover with the new Melange by Lifestyle collection, with kurtas starting from Rs 599. The collection is available in over 400 stores along with leading online portals and market places in India, including exclusive Melange by Lifestyle stores and lifestylestores.com; where customers can shop from the convenience of their home.
  16. Shouts about “gunfire” sparked panic in the French city of Cannes on Monday night, but no evidence of a shooting was found, local officials and witnesses say. Several people were treated for minor injuries. Cannes Mayor David Lisnard said the incident, which happened just before midnight, began when someone shouted “gunfire.” It happened in a busy area close to the beach, near Boulevard de la Croisette. A large number of emergency services, including armed police, responded to the scene and confirmed that no shots were fired. “Don’t worry, the situation is under control,” a spokesperson for the city said. It was not immediately known whether the person who shouted had intended to cause panic. Footage shared on social media showed one person being taken into custody. “All of this says a lot about the state of tension in society,” Mayor Lisnard said. He added that at least 5 people were treated for minor injuries as a result of the panic. A similar incident happened in August 2016 when the sound of firecrackers set off mass panic at Juan-les-Pins resort in southeast France, between the cities of Nice and Cannes. At least 40 people were treated at the scene for minor injuries. RELATED TOPICS:CANNES (FRANCE)FRANCE DON'T MISSMassive explosion rips through gas station in southwest Russia SUPPORT BNO NEWS W3Schools Buy Our Team Coffee ADVERTISMENT
  17. Windows 10 May 2020 Update has a new bug which messes with passwords stored by the operating system, which as you can imagine, is pretty annoying for those affected. As spotted by Windows Latest, there are a number of reports online complaining that the May 2020 Update causes Windows 10 to forget stored passwords with web browsers, VPN services and various apps. How to speed up Windows 10 We solve 100 common Windows 10 problems Windows 10 May 2020 Update problems: how to fix them Specifically, this is an issue with Windows Credential Manager, which is the operating system’s central hub where all your usernames and passwords (as well as network credentials) are stored. Think of it as Windows 10’s built-in password manager, but sadly it’s a piece of functionality which has gone seriously wonky – at least for some folks – after the latest upgrade Microsoft deployed, with passwords not being remembered, and users being logged out of apps or services in web browsers. As Windows Latest highlights, there’s plenty of evidence of this in threads on Microsoft’s own Answers.com support forum, as well as complaints delivered via Microsoft’s feedback hub. These include problems logging into all manner of services as mentioned – including Outlook and OneDrive, Chrome and Edge – but with particularly niggly issues in some cases, like Adobe Acrobat demanding the user logs in every time a PDF is loaded if a couple of hours have passed since the last PDF was opened. Some VPN users are also affected, being prompted for a login when they hadn’t previous to installing the May 2020 Update, although apparently in some cases, you don’t even need to use the correct password when that login is requested (anything can be typed in). The VPN issue was reported a few weeks back now, and Microsoft is currently investigating this – and presumably the other ramifications of this bug – but there’s no resolution as yet. Possible workarounds A number of potential workarounds have been floated, though, in the above discussion threads, including changing the login to your Microsoft account to a PIN, or reconnecting the account to Windows 10. To do the latter, follow these steps: In the Windows search box (next to the Start button), type ‘your info’ and click on ‘your account info’ which pops up in the panel above Click on ‘Sign-in with a local account instead’ Sign in locally, then restart your PC Return to the ‘your account info’ section of Settings, and sign in again with your Microsoft account Hopefully that should cure the issue, but there’s no guarantee. For the moment, the only cast-iron workaround you can use to be sure of ridding yourself of this issue is to roll back the installation of the May 2020 Update (which obviously isn’t ideal if you want the new features brought in by the upgrade). Fingers crossed that we hear from Microsoft with a solution sooner rather than later, although the whispers in the above threads (which are nothing official) suggest there may be a solution coming in Windows 10’s August or September patches (the former is set to arrive later today, incidentally). These are the best laptops money can buy
  18. Marbians (PSP Mini [reviewed], Android, iOS, Mac) Developer: Osao Games Publisher: Nordisk Film Released: October 5, 2011 MSRP: €3.99/ €2.99 (PlayStation Plus) Physics-based puzzle games have become more po[CENSORED]r recently, thanks in no small part to the growing po[CENSORED]rity of mobile gaming. While many of those games are clever, entertaining, and a grand way to kill time, they don't always translate well to consoles. Marbians attempts to make that jump, moving from the Android, iOS, and Mac platforms to the PlayStation Network as a Mini. As of my writing this, Marbians is only available for European PSN users. While a US release has been promised for later this fall, there is no specific date. The premise of Marbians is that cute little bug-eyed martians have crash-landed in 1940's Roswell, New Mexico and the only way for them to get back home is by you solving puzzles. There are three boxes (levels), each with individual puzzles that, once beaten, are open for you to replay. The first box, which is open automatically, contains 22 puzzles, and within each puzzle are three moonrocks to collect. The second and third boxes can only be opened once a certain number of moonrocks have been obtained. The controls are simple, but not terribly cooperative. All you really need to know is how to aim, stop, and switch between marbians, but nobody bothered to add a way to reverse directional control. This might not sound like a big deal, but it can lead to some serious frustration while trying to line up a shot and, occasionally, a puzzle that you need to redo. Besides directional confusion, the controls are just downright unresponsive at times and are more of a hindrance than a boon. Of everything in this game, the controls suffer the worst and are the weakest link for the title. The puzzles themselves are, for the most part, clever and each box maintains a different theme to add variety. As I went further into the game, new elements were added to keep things fresh. My only complaint with the puzzles was that the difficulty seemed fairly arbitrary. I could go through eight or nine without batting an eyelash and then run into one that was incredibly hard and required blind luck more than skill to solve. For instance, the first box introduces basic gameplay and the initial few puzzles are used as a way to become familiar with the style of play. I was doing well, and was expecting the difficulty to gradually increase, until I got to the ninth puzzle, which I spent an unreasonable amount of time on. I eventually got to the point where I was not trying to line up shots or determine the best route, I was just flicking my controller in a direction and hoping to move on. I can not even tell you how I ultimately beat that puzzle; I just got lucky. Overall, however, the puzzles are not terribly difficult to beat if you take a moment to examine what you have to work with. The real challenge becomes collecting moonrocks, since you will need a certain number (as previously mentioned) to continue. If you don't collect enough the first time through, expect to repeat a few puzzles until you've collected enough to move on. Or, if you are a completionist, until you have collected all three from each puzzle. The music, graphics, and style of Marbians are all fun and have a very strong '40s vibe which adds a unique flair and sets it apart from similar titles in the genre. Each puzzle is laid out using items decorated for the period with tunes to match. While I may not have loved every puzzle, I enjoyed the settings and backgrounds they were presented with. All in all, Marbians is a nice little game, with good aesthetic quality and entertaining puzzles. Although there isn't much meat to it, there is enough to keep you busy for a few days (unless you blow right through it). That said, for the price, it would have been nice to see a bit more content. I also would have liked more attention to the platform they released the game on. It feels as though they took something that worked on mobile platforms and threw it onto another platform. They added controller functionality because they had to, but it doesn't feel as though any real thought was put into the implementation. While the original versions of the game might be great, it would have been nice if a little more attention was given to this new version. Instead it feels as though the bare minimum was done to meet requirements, and while that doesn't detract anything serious from the puzzling aspect, it does leave me feeling as if they just don't care all that much, regardless of actual reasons. I can't help but wonder if it would just be better to buy it on a mobile device and save a few dollars. This was a fun diversion, but it may have done a better job as a mobile, touch-based game. The game not have System Requirements
  19. Initially, auto industry analysts speculated COVID-19-related closures of manufacturing facilities in China would squeeze supply, leaving many car shoppers in a lurch. In reality, as COVID spread to the U.S., shelter-in-place and stay-at-home orders stateside ended up impacting car sales more.a The global pandemic certainly hit home with lower U.S. new-car sales, but the severity of the impact varied by region and vehicle type. People continued to purchase new cars and trucks. However, spring sales dropped significantly in certain regions, such as the Northeast and West Coast, which faced earlier and more restrictive government public-health mandates. It was an unprecedented spring, to say the least. Looking forward, we anticipate near-term sales growth will depend on continued government stimulus, the absence of COVID resurgences and OEM appetites for customer incentives. A true recovery could take up to three years. Long-term, broad economic trends may suppress U.S. car sales for at least a decade. The Stimulus Question The federal stimulus programs that provided money for individual consumers as well as paycheck protection for businesses propped up the economy when it needed it. However, whether people receive another stimulus check this year, and how large that check would be, remain big questions. Without additional stimulus, we predict U.S. new-car sales will land at about 13.2 million for 2020, down from 17.1 million last year and a peak of 17.6 million in 2016. This year is expected to break a five-year streak of selling more than 17 million new cars annually. High unemployment rates and consumer spending dips related to ongoing COVID-related closures present additional challenges. In the 2008-2009 financial crisis, the industry leaned on cash-for-clunker programs and other incentives to bring buyers to the dealer lots. We’ve seen a rise of low-interest and no-interest auto loan programs from OEMs, but no signs indicate the government will step up with an automotive incentive program. A Longer Road Back Beyond this year, we anticipate it may take at least two to three years for car sales to recover to pre-COVID volumes. That’s certainly longer than many people are hoping for. But the crisis created complicated problems that won’t be quickly solved. These include: Increased corporate, government and consumer debt. Rising debt levels in all three areas threaten to slow spending and drag on economic growth. Hard-hit sectors will take longer to recover. Many small businesses and entire sectors, such as travel and hospitality, still are feeling the full weight of the pandemic. Their recovery will push well into next year. Continued work-from-home policies. The percentage of employees working from home five days a week grew from 5% in 2019 to 77% in 2020, according to a survey from Iometrics and Global Workplace Analytics. We anticipate that to level out to about 30%. Even so, that’s a lot of non-commuting car owners reducing their mileage and extending the life of their vehicles, delaying the need to buy new ones. Reduced travel impacts rental fleets. Hertz, for example, said in a recent SEC filing that it would not purchase new cars for the remainder of 2020. The impacts of the crisis on travel will likely last much longer. Regardless of possible government assistance driving a faster recovery in the near-term, industry growth will slow over the next decade. (Wards Industry Voices contributors, from left, Doug Mehl, Harris Ng and Ryan Jackson) Public transportation improvements, the rise of ride sharing, reduced car-culture interest among younger generations and the increasing longer life of cars promises to put downward pressure on the long-term number of cars per capita. In response, the industry must get creative to capture the attention of future buyers. The COVID crisis eventually will end. However, the macro headwinds the auto industry faces will last longer and could remake the business as we know it. This column is co-written by Kearney management consulting firm’s Doug Mehl, a partner and Americas Lead-Automotive and Industrials Practice; Harris Ng, a partner; and Ryan Jackson, a manager.
  20. The lifestyle-driven spending habits of millennials, as well as the general public’s slow adoption of technological developments in finance, are among the challenges to increasing financial literacy in Indonesia, fintech players have stated. A financially literate person, according to the Financial Services Authority (OJK), has knowledge of financial institutions and financial products, including the features, benefits and risks, as well as the skills to utilize financial products and services. However, when it comes to investment, millennials allocate a mere 10 percent of their income for savings, according to William, director of marketing, communication and community development of the Indonesian Fintech Association (Aftech). The lifestyle-driven spending habits of millennials, as well as the general public’s slow adoption of technological developments in finance, are among the challenges to increasing financial literacy in Indonesia, fintech players have stated. A financially literate person, according to the Financial Services Authority (OJK), has knowledge of financial institutions and financial products, including the features, benefits and risks, as well as the skills to utilize financial products and services. However, when it comes to investment, millennials allocate a mere 10 percent of their income for savings, according to William, director of marketing, communication and community development of the Indonesian Fintech Association (Aftech). “This is a problem of paradigm. They [millennials] have income, but 90 percent of it is not allocated for savings or investment, [it is spent], for example, on lifestyle,” William said during a livestreamed media briefing on Aug. 6. “Financial literacy does not happen in a vacuum,” he added, indicating that addressing the country’s low level of financial literacy had to take into account how people’s allocation of resources was affected by social pressures. According to a Bank UOB Indonesia 2019 survey, Indonesian millennials, those aged between 21 and 39 years old, spend 50 percent of their income on a so-called “4S lifestyle”, which stands for sugar (food and beverages), skin (beauty and personal care), sun (travel and leisure) and screen (digital screen consumption). The Indonesian po[CENSORED]tion still suffers from low financial literacy. A 2019 survey by the OJK on financial literacy found that the country scored 38.03 percent on the financial literacy index and 76.19 percent on the financial inclusion index, up from 29.7 percent and 67.8 percent in 2016, respectively. A recent case involving financial advisory firm PT Jouska Financial Indonesia highlights the issue. Jouska, which used to have a large following among young people on social media, was recently shut down by the government over allegations of illegal stock brokerage and investment mismanagement. Meanwhile, the public’s lack of adoption of technological developments in the financial industry has also affected efforts to boost financial literacy, said online lending company KoinWorks vice president of marketing Frecy Ferry Daswaty. “The biggest challenge [in financial education] is the acceptance of developments in financial products and the willingness of the public to learn about them and how to use them,” Frecy said during the media briefing. Frecy said there was a noticeable gap in financial literacy between urban and suburban areas, with KoinWorks needing to start from the basics for the latter, while it could build on existing knowledge with the former. Horas V M Tarihoran, OJK’s financial literacy and education director, said that from 12,000 people that the OJK surveyed for its financial literacy report, only 31 percent answered that they had used internet-based financial services. Some respondents stated that they did not need fintech, others revealed that they did not understand it, while the rest said they did not trust such platforms. “We want to increase financial literacy and inclusion, but both have to go in the right direction. We want people to buy products because they know they need them,” Horas said during the media briefing. He explained that lately, people were attracted to some investment products because they were lured with the promise of a definitive return, even though investing is never be free of risks. “We want people to understand their needs and the risks involved,” he said. The government aims achieve a score of 90 percent on the financial inclusion index by 2023 to 2024, according to Horas.

WHO WE ARE?

CsBlackDevil Community [www.csblackdevil.com], a virtual world from May 1, 2012, which continues to grow in the gaming world. CSBD has over 70k members in continuous expansion, coming from different parts of the world.

 

 

Important Links