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London (CNN Business)Volkswagen has committed to spending tens of billions of dollars as part of a dramatic shift to electric and autonomous vehicles. The Germany carmaker said Friday that it would invest €44 billion ($50 billion) by 2023 to develop electric cars, self-driving vehicles and other new technology. Speaking at a press conference following a meeting of the company's supervisory board, CEO Herbert Diess described the company's strategy as an "electric offensive." Diess acknowledged that increased spending on new technology could initially harm earnings growth. The investment is roughly €10 billion ($11.4 billion) above what the company set aside for new tech in last year's budget plan. "Volkswagen must become more efficient, more productive and more profitable in order to finance the high expenditure in the future and in order to stay competitive," Diess said during the press conference. Volkswagen's stock, which declined roughly 12% so far this year, dropped another 1.3% on Friday. Volkswagen and Ford Diess said that talks with US automaker Ford (F) about working together were "progressing positively." So far the only alliance firmly in place between Ford and Volkswagen involves an agreement to work together on commercial vehicles. But Diess sees potential in more cooperation. "We can solve the transformation of our business more easily with partnerships," he said Friday. Automakers are spending billions of dollars as they try to develop the electric and self-driving vehicles they believe are the future. They're also facing more competition from tech companies, including Uber and Google parent Alphabet (GOOG). Upstarts like Tesla (TSLA) have proved formidable too. Production changes Volkswagen said that the first model built under its new strategy, the ID, will begin rolling off the assembly lines in 2022. Diess said the car will have a range of up to 550 km (340 miles) and cost the equivalent of its current diesel Golf. The car group, which owns the Porsche and Audi brands, said it would attempt to increase the productivity of its plants 30% by 2025. It plans to build vehicles from different brands on the same production lines as part of the effort. It will also relocate production of the Passat from Germany to the Czech Republic. Diess said that Volkswagen (VLKAF) was considering whether to build its own battery cells, a key component in electric vehicles. China shift The carmaker also announced leadership changes in China, the world's largest car market. Diess now has direct responsibility for the China business, a move that Volkswagen said reflects "the growing importance of the Chinese market and the high pace of technological development in China." Stephan Wöllenstein, who currently oversees the passenger car division in China, will handle business operations in the country going forward.

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The new Corolla comes standard with the Toyota Safety Sense 2.0 suite that includes a precollision system, dynamic radar cruise control on highways that will maintain preset distances between vehicles and lane-departure alert. The revamped 2020 Toyota Corolla sedan will hit the streets on a new platform and with a more powerful engine option and edgier design that gives off a more athletic look. The 12th-generation Corolla was created on the Toyota New Global Architecture that the automaker says meshes new approaches to design, engineering, assembly and materials to reduce weight and improve fuel economy, safety and driving dynamics. Following the Prius and then the Camry, the Corolla is the latest nameplate Toyota has injected with mojo to give what has been a traditionally reliable and durable car lineup more pizazz. Nevertheless, Toyota's overall U.S. car sales have fallen 11.1 percent this year through October to 755,724 units. Troubling headwinds The Corolla, consistently among the top-selling light vehicles in the U.S., faces persistent headwinds in a market shifting to light trucks: U.S. car deliveries are on track to fall for the fifth straight year in 2018. This year through October, U.S. sales of the Corolla are down 11 percent to 257,188. The latest Corolla sedan, Toyota says, draws from the same DNA as the new Corolla hatchback revealed this year. The two body styles also will share powertrains. TNGA gives the Corolla more agility in addition to what Toyota says is the sedan's quietest and smoothest ride to date. Toyota says the new interior has an "elevated feeling of quality in every surface, switch and control the driver sees and touches." Standard suite The sedan comes standard with the Toyota Safety Sense 2.0 suite that includes a precollision system, dynamic radar cruise control on highways that will maintain preset distances between vehicles, and lane-departure alert. The L, LE and XLE trims feature the 1.8-liter engine found in the previous generation, "yet with more horsepower and better fuel efficiency," Toyota says. The XSE and SE grades are powered by a new 2.0-liter dynamic-force direct-injection inline four-cylinder engine that delivers more performance while using less fuel. The design crew sought a robust stance that "inspired confidence," Toyota says, but the automaker didn't rework styling to the detriment of practicality. Designers tried to maintain ample space in the vehicle for real-world use. Designers went for a simple yet inviting interior that was warm and sensuous. The outcome is what Toyota calls "sensuous minimalism." Toyota says the instrument panel lends an "open, harmonious feeling" with a slimmer upper surface featuring character lines that "interlock with the door trim to convey an airy atmosphere." Passengers will control the cabin through an 8-inch touch screen that gives access to audio controls, navigation and vehicle settings. Toyota says that compared with the previous version, the instrument panel, cowl, hood and beltline height are lower to increase visibility and create the interior's open feel.

By shifting a fundamental property of computation, Princeton researchers have built a new type of computer chip that boosts the performance and slashes the energy demands of systems used for artificial intelligence. The chip, which works with standard programming languages, could be particularly useful on phones, watches or other devices that rely on high-performance computing and have limited battery life. The chip, based on a technique called in-memory computing, is designed to clear a primary computational bottleneck that forces computer processors to expend time and energy fetching data from stored memory. In-memory computing performs computation directly in the storage, allowing for greater speed and efficiency. The announcement of the new chip, along with a system to program it, follows closely on an earlier report that the researchers in collaboration with Analog Devices Inc. had fabricated circuitry for in-memory computing. Lab tests of the circuitry demonstrated that the chip would perform tens to hundreds of times faster than comparable chips. However, the initial chip did not include all the components of the most recent version, so its capability was limited. In the new announcement, researchers in the lab of Naveen Verma, an associate professor of electrical engineering, report that they have integrated the in-memory circuitry into a programmable processor architecture. The chip now works with common computer languages such as C. "The previous chip was a strong and powerful engine," said Hongyang Jia, a graduate student in Verma's group and one of the chip designers. "This chip is the whole car." Although it could operate with a broad range of systems, the Princeton chip is intended to support systems designed for deep-learning inference—algorithms that allow computers to make decisions and perform complex tasks by learning from data sets. Deep learning systems direct such things as self-driving cars, facial recognition systems and medical diagnostic software. Verma said that for many applications, the chip's energy savings would be as critical as the performance boost. That is because many AI applications are expected to operate on devices driven by batteries such as mobile phones or wearable medical sensors. The Apple iPhone X, for example, already has an AI chip as part of its circuitry. But, both the energy savings and performance boosts are only of use if they can be accessed by the broad base of applications that need them—that is where the need for programmability comes in. "The classic computer architecture separates the central processor, which crunches the data, from the memory, which stores the data," Verma said. "A lot of the computer's energy is used in moving data back and forth." In part, the new chip is a response to the slowing promise of Moore's Law. In 1965, Intel founder Gordon Moore observed that the number of transistors on integrated circuits doubled about every year, and the industry also noted that those transistors became faster and more energy efficient in the process. For decades, these observations, which became known as Moore's Law, underpinned a transformation in which computers became ever more powerful. But in recent years, transistors have not kept improving as in the past, running into fundamental limitations of their physics. Verma, who specializes in circuit and system design, thought about ways around this squeeze on the architectural level rather than the transistor level. The computation needed by AI would be much more efficient if it could be done at the same location as the computer's memory because it would eliminate the time and energy used to fetch data stored far away. That would make the computer faster without upgrading the transistors. But creating such a system posed a challenge. Memory circuits are designed as densely as possible in order to pack in large amounts of data. Computation, on the other hand, requires that space be devoted for additional transistors. One option was to substitute electrical components called capacitors for the transistors. Transistors are essentially switches that use voltage changes to stand for the 1s and 0s that make up binary computer signals. They can do all sorts of calculations using arrays of 1 and 0 digits, which is why the systems are called digital. Capacitors store and release electrical charge, so they can represent any number, not just 1s and 0s. Verma realized that with capacitors he could perform calculations in a much denser space than he could with transistors. Capacitors also can be made very precisely on a chip, much more so than transistors. The new design pairs capacitors with conventional cells of static random access memory (SRAM) on a chip. The combination of capacitors and SRAM is used to perform computations on the data in the analog (not digital) domain, yet in ways that are reliable and amenable to including programmability features. Now, the memory circuits can perform calculations in ways directed by the chip's central processing unit. "In-memory computing has been showing a lot of promise in recent years, in really addressing the energy and speed of computing systems," said Verma. "But the big question has been whether that promise would scale and be usable by system designers towards all of the AI applications we really care about. That makes programmability necessary."

Father of two Roland Hall turned to a British startup's digital pocket money app because his kids were still too young to get bank cards from traditional banks. With prepaid debit cards linked to the app, Hall's kids, aged 8 and 10, can spend their allowance and chore money by shopping online or by tapping at contactless payment terminals in stores. Sound like a recipe for splurging? Not so, he said. "When kids have cash they want to spend it quickly. They want to go to the shops and spend it on rubbish," said Hall, an IT project manager. But an app lets them check their balances online, "which actually makes them start thinking about saving rather than getting rid of the money," said Hall, who also prefers giving digital allowances because he never carries cash. The app, which is called gohenry and expanded to the U.S. in April, is part of a wave of digital money apps combined with prepaid cards for kids as young as six that parents have access to. They are powerful new money management and savings tools that replace old-fashioned piggy banks and account passbooks. Some say they can help enhance financial literacy even as the growth of cashless payments upends traditional notions of money. Globally, the number of non-cash transactions rose 11.2 percent to 433 billion in 2015 from the year before and is forecast to nearly double by 2020, according to the World Payments Report by financial services firms Capgemini and BNP Paribas. Britain, Canada and Sweden are among the world's most cashless countries, according to a 2017 ranking by currency website ForexBonuses, with widespread use of "contactless" bank cards that let shoppers merely tap on payment terminals for small transactions. In China, where mobile payments rule, Alipay and WeChat Pay allow teens to hold accounts. Hong Kong offers a kids' version of its stored value Octopus card, based on older technology. In the U.S., the fragmented banking sector means most cards still need to be swiped and, sometimes, require a pin number. Merchants in big U.S. cities are increasingly going cashless because they can gather more customer data, which makes it harder for teens without bank cards, said Stuart Sopp, CEO of Current, a two-year-old U.S. fintech startup. "Parents are willing to pay to solve a problem that banks are not solving" - helping youngsters deal with digital money, said Sopp. Current , gohenry and others such as Britain's Nimbl and Osper , Australia's Spriggy and Famzoo and Greenlight of the U.S. operate on similar principles. They typically charge a monthly or annual fee for prepaid debit cards. Parents can load money from their bank onto their own account, set weekly allowance amounts and spending limits, list chores to earn extra money, and block certain types of transactions, like online shopping. Money is sent to kids' linked accounts, which they can use to set savings goals. The Current app rounds up each transaction and sweeps the change into a savings account. Crucially, the apps send instant alerts about transactions, a feature parents love, said gohenry CEO Alex Zivoder. "You give cash to a kid, how do you as a parent know what he will do with this money?" he said. Hall said his son, Ralph, 8, uses it to save up to buy 70 pound ($92) soccer shoes and PlayStation video games while his daughter Lilly, 10, saves for shoes or clothing. They both also save up to buy extras on the video game Fortnite. He said he turned to the app because "I want them to understand what the value of money is." The apps are making inroads amid growing adult uncertainty about how the shift to cashless payments is affecting children's view of money. In one U.K. survey commissioned last year by Prudential, about 78 percent of teachers and 37 percent of parents said it hurt youngsters' understanding of money. More than a quarter felt contactless cards encouraged them to spend more and didn't help them develop mental arithmetic skills as well as handling cash, the poll of 501 parents found. No margin of error was given. They're valid concerns, said Russell Winnard, head of programs and services at financial education charity Young Money, a charity, but he added that apps can help parents explain to children how money works. "Young people are seeing less and less cash transactions, which just means that we have to be even more careful to talk about what is happening at each of those stages, because it has become more abstract," said Winnard. Paddy Kelly, another gohenry user, says he started using it because he was looking for a better way to help his 8-year-old daughter, Ailish, both save money and improve her math skills. She had a piggy bank full of coins but her younger brother kept emptying it, Kelly said. He likes the app's savings feature, which his daughter has used to set a goal of saving 20 pounds, at 2 pounds per week, with the aim of buying a pet gerbil. Getting her to figure out how long it would take to reach that goal is better than forcing her to do abstract math questions, which just makes her "irate," he said. "It gets her thinking about money in a slightly smarter way," said Kelly. "Money is such an abstract concept, in today's world it kind of makes sense" for kids to use digital pocket money apps, he said.

Release date: 2017 Developer: Larian Studios Platforms : Steam, GOG Outside of tabletop games, there are few RPGs that boast the liberating openness of Larian's humongous quest for godhood. If you think you should be able to do something, you probably can, even it it's kidnapping a merchant by using a teleportation spell and then setting fire to him with his own blood. Almost every skill has some alternative and surprising use, sometimes more than one, whether you're in our out of combat. You can enjoy this game of madcap experimentation and tactical combat with up to three friends, to boot, and that's where things start to get really interesting because you're not forced to work together or even stay in the same part of the world. Indeed, there are plenty of reasons to work against each other. The player is always in the driving seat, and with four players, collisions are inevitable. Just remember: if you freeze your friends and then start poisoning them, at least apologize after.

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